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2 Storey Semi D at Tanjung Tokong, Penang

Wed, 10 Mar 2010 13:14:45 +08:00 : property :

(RM) 1780000 -well renovated with kitchen, rooms, fully concrete -4100sf land size -sea view Tan H.H. Pen Properties 012-4945211 ...

[ Penang | Landed Houses | For Sale | >=RM 1,000,000 | Dealer/Company ]

Supreme Bungalow, D'Residence, Bayan Mutiara, Penang

Wed, 10 Mar 2010 12:59:38 +08:00 : property :

(RM) 4000000 8300sf LA, 4000sf BU, seafront bungalow, RM4Mil nego, pending O.C. Tan H.H. Pen Properties 012-4945211 ...

[ Penang | Landed Houses | For Sale | >=RM 1,000,000 | Dealer/Company ]

The Uban Residence, Penang

Wed, 10 Mar 2010 11:24:40 +08:00 : property :

(RM) RM650k - RM780k have a few units, all located at higher floor and all seaview. original units. Tan H.H. Pen Properties 012-4945211 ...

[ Penang | Condos/Apartments | For Sale | RM500k-999k | Dealer/Company ]

2ST @ Jalan Endah, Taman Brown, Penang

Wed, 10 Mar 2010 11:16:34 +08:00 : property :

(RM) 600000 FF + FR, LA 1400sf, BU approx 2000sf, must view!!! Tan H.H. Pen Properties 012-4945211 ...

[ Penang | Landed Houses | For Sale | RM500k-999k | Dealer/Company ]

The Waterfront, Penang

Wed, 10 Mar 2010 11:14:14 +08:00 : property :

(RM) 860000 Condomimium, Free Hold, 2950 sq. ft., 5 bedrooms, 5 bathrooms, swimming pool, 2 basement parking, gymnasium, guard post with 24 hour CCTV. Located at mid floor, 2 car park. Also available at high floor, 2950sf, 3 car park, RM900k net. Tan H.H. Pen Properties 012-4945211 ...

[ Penang | Condos/Apartments | For Sale | RM500k-999k | Dealer/Company ]

Magna Ville Condo in Selayang

Tue, 09 Mar 2010 19:06:07 +08:00 : property :

(RM) 250000 Facilities: Swimming pool, Gymnasium, Mini market, Covered parking, Playground, Jogging track, 24 hour security, Cable TV - Car Park Lot, Swimming Pool, Gym Room, Root Top Garden. - 24 Hours Security + CCTV + Smart Card Access. - Walking Distance to Selayang Capital, Selayang Hospital & UiTM Medical Campus. - Nearby Many Shops & Banks, Selaya ...

[ Selangor | Condos/Apartments | For Sale | RM200k-299k | Dealer/Company ]

Taman U-Thant, Kuala Lumpur

Tue, 09 Mar 2010 11:51:58 +08:00 : property : Kobe Lim

(RM) 6000 Villa Bolton is located nearby to KLCC, 10 mins to Bukit Bintang. Its low density and 2 units per floor provide the secure environment for the residence. > Fully furnish RM 7,000 > Partly furnish RM 5,500 > 2 car park ...

[ Kuala Lumpur | For Rent | >RM2000 | <RM60k ]

Menara Polo, Kuala Lumpur

Tue, 09 Mar 2010 11:22:19 +08:00 : property : Kobe Lim

(RM) 2700 Menara Polo is located near Ampang Hilir and surrounded with Embassies and high class resident. Merely 15 minute drive to KLCC. And easily accessible to Ampang Point, Great Eastern Mall and KL City. This unit is fully furnished with 3 bedrooms and its facilities included: Barbecue Area, Business Centre, Cafeteria, Club House, Covered Par ...

[ Kuala Lumpur | Condos/Apartments | For Rent | >RM2000 | Dealer/Company ]

Sunway Lagoon Perdana Apt

Tue, 09 Mar 2010 11:05:11 +08:00 : property : David Chan

(RM) 138,000.00 (S) or 680.00 (R) Leasehold Size: 992.sf No.of Bedroom: 3 rooms 2 bath Facilities: security,lift auto gate Contact: David Chan(owner) 017 883 5828 ...

[ For Sale | For Rent ]

Semi Detached 2 storey Likas House for sale at RM550k

Tue, 09 Mar 2010 10:40:51 +08:00 : property : foo

(RM) 550000 1 unit of Semi detached house nearby to All Saints school for sale at RM550,000. Built up area :- 1600 sf, Land Size:- 3600 sf and CL99. Excellent location at low density housing areas.Please contact 0168100038 for details. ...

[ Sabah | Landed Houses | For Sale | RM500k-999k | Dealer/Company ]

PJ SS24 2STY 22x75

Mon, 08 Mar 2010 23:43:56 +08:00 : property :

(RM) ONO Freehold, 22x75, 1+3R 3B well kept kit extended Reno, RM ONO 012-6723896 (E30205) ...

[ Selangor | Landed Houses | For Sale | RM500k-999k | Dealer/Company ]

Semi-detached House for sales.

Mon, 08 Mar 2010 23:17:49 +08:00 : property : john6339

(RM) 220 000 Title:- HOUSE Permyjaya, Miri, Sarawak Details:- Address: Desa Pujut, Bandar Baru Permyjaya,Miri. Room:3 Bathroom:2 Tel:- 016-8711607(h/p) 014-6896588(h/p) 085-660698 (off) ...

[ Sarawak | Landed Houses | For Sale | Private Owner ]

Cheras Bandar Sri Permaisuri Cengal Condominium

Mon, 08 Mar 2010 16:23:09 +08:00 : property : Kobe Lim

(RM) 192000 Cheras Bandar Sri Permaisuri Cengal Condominium, 840sf 3r2b, high floor, pool view, 1 covered carpark, selling RM192K. Near LRT station and shop lot. ...

[ Kuala Lumpur | Condos/Apartments | For Sale | RM100k-199k | Dealer/Company ]

Sunny Garden terrace house for sale!

Mon, 08 Mar 2010 15:24:51 +08:00 : property : foo

(RM) 350000 2 storey Terrace house at Sunny Garden for sale at RM350,000. Pro:- Only 2 km from KK city and excellent location. Peaceful traquility and quiet neighbourhood. CL999 and 2,000 sf.Please contact 0168100038 for details ...

[ Sabah | Landed Houses | For Sale | RM300k-499k | Dealer/Company ]

Sri Gaya Bungalow for sale!

Mon, 08 Mar 2010 15:17:55 +08:00 : property : foo

(RM) 930000 1 unit of bungalow house at Taman Sri Gaya, Luyang selling at RM930,000.Size:- 5780 sf .TL99. Low density and quiet neighbourhood. Value buy as it is 3km from KK city.Please contact 0168100038 for details. ...

[ Sabah | For Sale | RM500k-999k | Dealer/Company ]

0.74 acres of NT land (roadside) at Penampang By Pass

Mon, 08 Mar 2010 15:11:31 +08:00 : property : foo

(RM) 1450548 0.74 acres of NT land (roadside)for sale nearby Padi View Side, penampang by pass. Selling at RM45 psf or RM1,450,548. Please contact 0168100038 for details ...

[ Sabah | Land | For Sale | >=RM 1,000,000 | Dealer/Company ]

0.85 acres NT land nearby CKS ,Panampang By Pass

Mon, 08 Mar 2010 15:01:20 +08:00 : property : foo

(RM) 1555092 0.85 NT acres at Padi view , Penampang by pass for sale at RM42 psf or RM1,555,092.About 1 lot away from roadside. Suitable for residential or commercial usage.Please contact 0168100038 for details ...

[ Sabah | Land | For Sale | >=RM 1,000,000 | Dealer/Company ]

Taipan 3 storey shoplot selling at RM1.28 million

Mon, 08 Mar 2010 10:19:06 +08:00 : property : foo

(RM) 1280000 1 unit of Taipan Inanam Shoplot, Block E for sale at RM1.28 million. 1200 sf. Last price and value buy. The next Damai or Lintas township in the making.For details,please contact 0168100038 ...

[ Sabah | Commecial Properties | For Sale | >=RM 1,000,000 | Dealer/Company ]

Terrace house (corner) up for sale at Taman BDC

Mon, 08 Mar 2010 10:14:33 +08:00 : property : foo

(RM) 450000 1 unit of 2 storey terrace house (corner) Taman BDC for sale:- Land Area 3000sqft Built up : 2000 sqft Rooms: 3 rooms + 1 store room Toilets: 2 Just renovated and painted and can park 4 cars in the compound. Price: RM450k Contact 0168100038 for details ...

[ Sabah | Landed Houses | For Sale | RM300k-499k | Dealer/Company ]

2-Storey Shop House at Island Glades

Mon, 08 Mar 2010 09:21:49 +08:00 : property :

(RM) 850 Loacted at Lorong Delima 6, 1st floor, Size: 800 sq.ft., ceiling boards, partitioned with 2 rooms. View to appreciate. Available immediately. Rent negotiable. Mr.Ooi 016-4400618 ...

[ Penang | Commecial Properties | For Rent | RM500-999 | Private Owner ]

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Tips on Financing Your Properties

1) Cash in Hand
The amount of cash in hand must be enough to make the 10% deposit payment and for the legal fees. The more Cash in Hand you have, the better. This will allow you in a better position to negotiate your bank loan/mortgage with banks.

2) EPF Account
As at the point of this writing, you are allowed to withdraw the money in your EPF account 2 to purchase the house.

Method A: Withdraw for maximum of 10% of the property price. click here for details

Method B: Withdraw for monthly house loan instalment. click here for details

*If your financial positions are sound, you properly don't want to withdraw cash from your EPF account. For, your housing loan interest rate could be lower than that of your EPF savings.

3) Housing Loan Package

Survey on which bank offer the best package with the lowest interest. All rates are negotiable with banks. Drive a hard bargain - even a slight reduction makes a big impact. Try to aim for low(er) initial interests too as this is the time when the loan amount is largest.

modified from meshio.com