Amazing Condo in Jalan Ampang, KL for Rent Victor @ 2716 on February 8, 2010 04:10:18 PM +08:00 [Edit/Take Down Ads] (RM)3000 Located in the heart of KL along with the famous embasssies, One Ampang Avenue Condo (OAA) does make ones jaw drop. The great location enables the pursuit of education, wealth, and happiness much easier. The OAA is situated close to shopping malls, international schools, LRT stations and great restaurants. Features :- -3+1 bedroom/2 bathroom -fully furnished (with kitchen cabinet) -full facilities -2 car parks : Victor [Visit Victor's Online Store] [ Print View ] [Send to a friend] Business/Personal Profile : Real Estate Negotiator Focusing on Subang Jaya Properties Contact Info : 0123479699 Seller Alert! If you are asked to wire money to anyone (especially from overseas) as a result of any reason... Beware! It is a SCAM!

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# Awas, JANGAN TERTIPU! JANGAN buat bayaran pendahuluan kepada pengiklan yang anda tidak kenal. Khasnya JANGAN buat bayaran melalui INTERNET atau hantar wang ke LUAR NEGARA. Iklan diletak oleh pengiklan. hahaSale tidak bertanggungjawab dengan kandungannya. hahaSale TIDAK menghantar sebarang konformasi atau arahan buat bayaran.

^ 小心，不要受骗！ 不要付定钱给不认识的卖者，尤其不要通过电子银行付款或汇款至外国。广告属于张贴人拥有。hahaSale　对其内容不负任何责任。hahaSale 没有发出确认或付钱的指示。

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Tips on Financing Your Properties

1) Cash in Hand
The amount of cash in hand must be enough to make the 10% deposit payment and for the legal fees. The more Cash in Hand you have, the better. This will allow you in a better position to negotiate your bank loan/mortgage with banks. 

2) EPF Account
As at the point of this writing, you are allowed to withdraw the money in your EPF account 2 to purchase the house.

Method A: Withdraw for maximum of 10% of the property price. click here for details

*If your financial positions are sound, you properly don't want to withdraw cash from your EPF account. For, your housing loan interest rate could be lower than that of your EPF savings. 

Survey on which bank offer the best package with the lowest interest. All rates are negotiable with banks. Drive a hard bargain - even a slight reduction makes a big impact. Try to aim for low(er) initial interests too as this is the time when the loan amount is largest.

modified from meshio.com